The reason why most people are hesitant in getting a moving insurance coverage is due to their belief that their homeowner’s insurance or their renter’s insurance will cover for their stuff when they move.
This misconception can lead to more problems as movonig your items means things are out of your hands and out of your control. Accidents can happen when you are least expecting them and there is no better way to deal with it than by preparing yourself for the worst instead of facing the worst.
Remember that your homeowner’ insurance and renter’s insurance will only cover for your belongings if they are inside the house. Considering that you are moving, it is understood that you are out of the premises of your home, apartment or flat. This is why the need to acquire a moving insurance is a must unless you are brave enough to take a risk with your stuff.