Auto Transport Insurance Tips
Insurance is important for everything, be it human life or your hard-earned assets. So, there is no reason why you do not use auto insurance when transporting your vehicle from your old place to new one. In fact, it’s quite important to get your vehicle insured not only because you drive it, also because you have done an investment to purchase it. Things are always uncertain on the road and it’s always good to know that expenses are covered by insurance. Now let’s head straight to some helpful tips related to auto transport insurance.
Choosing an auto insurance company
One of the most important aspects of auto transport insurance is the authorization status of the insurance company. Make sure the company you have chosen for insurance is registered and authorized by the department of transportation and has legal documents for their status. In case you are dealing with agents or brokers, make sure to check their current status and legal permissions to work with the auto transport insurance company.
Choosing the insurance policy
Insurance policies vary from one company to another and so are the amounts of coverage. So, before taking a plan, thoroughly read the terms and conditions of the agreement. Don’t just believe in what they say as it can’t be claimed in court, so insist for an insurance certificate and check whether all terms are written in the document.
If an auto transport insurance company is offering a less amount of insurance compared to your car’s worth, you can ask them about additional insurance coverage. This means if you can take another policy for the additional insurance coverage to meet the value of your vehicle. If the amount of coverage is limited, confirm the insured parts and types of damages covered and any other exceptions.
Keep a note of inspection points
The auto transport truck driver will conduct an inspection of your vehicle before loading your items to inspect any damage. Similarly, an inspection will be done at the time of unloading to check any damages happened during transit. So, the bottom line is that you should stay with the driver at the time of inspection, note down the points and take photographs of any damages. This will help when claiming your insurance.